FAQs Skip to Videos All | About Leger Insurance | Insurance FAQs | Insurance FAQs, • 3/2/22 Home Insurance 101: Do I Need Flood Insurance? Here, Kathy answers an often asked question from Homeowners."I'm Not in a Flood Zone, Do I Need Flood Insurance?" Insurance FAQs, • 3/2/22 Home Insurance 101: Our Most Asked Question Here, Kathy answers her #1 question that home buyers ask."Why doesn't the Replacement Cost match the Purchase Price?"